Welcome to quoteonmydesk.com. By accessing or using this website, you agree to the following Terms of Service. Please review them carefully before using the site.
1. Acceptance of Terms
By visiting, browsing, or using quoteonmydesk.com, you agree to comply with these Terms of Service. If you do not agree with any part of these terms, you must stop using the website immediately.
2. Use of the Website
You agree to use quoteonmydesk.com for lawful, responsible, and appropriate purposes. You must not engage in activities that could harm, disrupt, or interfere with the website, its content, or the experience of other users.
3. Intellectual Property
All content on quoteonmydesk.com—including articles, guides, text, graphics, images, logos, and overall site design—is the property of quoteonmydesk.com or its content creators and is protected by copyright and intellectual property laws. You may not copy, modify, reproduce, or distribute any material without prior written consent.
4. User Content
If you submit or post any content to quoteonmydesk.com (including comments, messages, or contributions), you grant us a non-exclusive, royalty-free, perpetual license to use, publish, display, and distribute that content. You are solely responsible for ensuring that your submissions are lawful, accurate, and do not infringe upon the rights of others.
5. No Professional Insurance, Legal, or Financial Advice
All content provided on quoteonmydesk.com is intended for general informational and educational purposes related to insurance and risk management. It should not be considered professional insurance, legal, financial, or tax advice. Always consult a licensed insurance agent, attorney, or qualified professional before making decisions that require expert guidance.
6. External Links
quoteonmydesk.com may include links to third-party websites or resources. We do not control, endorse, or assume responsibility for any external content, accuracy, policies, or practices. Accessing third-party links is at your own risk.
7. Limitation of Liability
quoteonmydesk.com and its contributors are not liable for any direct, indirect, incidental, or consequential damages or losses arising from your use of the website or reliance on its content.
8. Disclaimer of Warranties
The website and all its content are provided “as is” and “as available,” without warranties of any kind. We do not guarantee the accuracy, reliability, completeness, or availability of the site or its information.
9. Changes to These Terms
We may update or revise these Terms of Service at any time without prior notice. Continued use of quoteonmydesk.com after changes are posted constitutes acceptance of the updated terms.
10. Governing Law
These Terms of Service are governed by and interpreted in accordance with the laws of the United States and the state in which the website operates, without regard to conflict-of-law principles.